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  1. Chapter 7 Bankruptcy vs. Chapter 13 Bankruptcy

    Two of the most common bankruptcy filings are Chapter 7 and Chapter 13. When looking to file for bankruptcy, choosing the correct chapter is incredibly important. Filing for the wrong chapter can lead to a dismissal of the case. With the proper help from a bankruptcy attorney in Sarasota, FL. individuals and businesses will file for the correct chapter of bankruptcy. A bankruptcy attorney can als…Read More

  2. When You Should File For Bankruptcy

    The word “bankruptcy” has a very negative connotation and many people shy away from speaking about it. Unfortunately it is much more common than people would like to admit. Bankruptcy can apply to businesses and individuals. While bankruptcy is never the first option, it is an option that should be considered when there is no other way out of financial danger. Bankruptcy law is one of the most…Read More

  3. Statistics on Bankruptcy

    Bankruptcy is much more common than many people realize. Thousands of new bankruptcy cases appear throughout the United States on a yearly basis. If you or your loved ones are one of the thousands of Americans that is on the verge of bankruptcy, contact a bankruptcy attorney at Galarza Law Firm. Filing for bankruptcy without the proper representation can be daunting and can lead to dismissal if pa…Read More

  4. Consider Hiring A Bankruptcy Attorney For Your Case

    Filing for bankruptcy can be incredibly complicated for anyone that is not familiar with bankruptcy law. Many lawyers recognize bankruptcy as the most complicated area of law. Bankruptcy law is incredibly complicated because it involves international, domestic, state, and federal laws. A bankruptcy attorney is a lawyer with experience and expertise within bankruptcy law. Heading into bankruptcy pr…Read More

  5. What Happens to a 401(k) Account When Filing for Bankruptcy?

    Many individuals have spent years saving money to use when they are finally ready to retire. These 401(k) accounts remain untouched and sitting in a bank ready for use later in life. Starting over after filing for bankruptcy is hard enough without having to restart a retirement savings account. Watching your 401(k) plan disappear into the hands of a creditor can be a huge hit to an individual. Ma…Read More

  6. Getting Rid of Student Loans Through Bankruptcy

    Student loans have become one of the hottest debt-topics over the last few years. Hundreds of thousands of young Americans are struggling to pay off their hefty student loans. With the job market being as difficult as it is, more college graduates are defaulting on their student loans. Unfortunately student loans are known as “good debt” which makes them difficult to get discharged. An experie…Read More

  7. 10 To-Do Before Filing For Bankruptcy

    Filing for bankruptcy is undoubtedly one of the toughest decisions that an individual will make. Those who file for bankruptcy are not alone. Prior to actually filing the paperwork for chapter 7 or chapter 13 bankruptcy, the proper steps should be taken. Bankruptcy is not something that should, or can, be done on a whim. One of the first steps is finding the right bankruptcy attorney in Sarasota,…Read More

  8. How to Choose the Right Bankruptcy Attorney

    Bankruptcy law can be incredibly complicated to the layperson. When you are ready to file for bankruptcy it is always a good idea to hire a bankruptcy attorney. Many times bankruptcy cases are dismissed from court due to incorrect filing, missed steps, or negligible mistakes. Galarza Law Firm can make sure that navigating the bankruptcy process is a breeze. Unfortunately, attorneys can be quite…Read More

  9. Upside Down on Your Mortgage? Why Bankruptcy is the Answer

    When you and your family are facing the possibility of losing your home it can be incredibly stressful. Many people are upside down on their mortgage. With a tough job economy families may be facing foreclosure if they have recently lost a job, or are having difficulty making the increasing mortgage payments. Loan modifications may not have helped get your payments under control. If you have exha…Read More

  10. Questions to Ask Your Potential Bankruptcy Attorney

    Filing for bankruptcy does not have to be the end of the world. It is understandable to be embarrassed and upset that filing for bankruptcy is the only way to get out of debt. A bankruptcy attorney is available to help throughout the entire process. It is a bankruptcy attorney’s job to help you understand what your rights are when you are going through bankruptcy proceedings. Do not hesitate to …Read More

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